After suffering an injury in an accident, you may hear a lot of unfamiliar legal and insurance terminology. One of these terms is “lost earning capacity,” which is not the same as loss of income. Lost earning capacity is a general category of damages that compensates for your ability to earn money in the future. It refers to the money you could have made but are unable to because of an injury that prevents you from working. Loss [...]

When you think of dangerous blood clots, like deep vein thrombosis (DVT), you usually frame it as a medical issue – something caused by being immobile for too long, like after surgery or maybe a long plane ride. And that’s true, both of those things can put a person at risk for blood clots. However, one thing a lot of people don’t know is that even a minor car accident can cause a possibly fatal blood [...]

In some car accidents and truck accidents, it may be clear who caused the wreck. There are many accidents, though, where it’s not clear how the accident occurred or who is responsible. In some cases, both drivers may be partially at fault – though the driver that struck you was much more negligent. In multiple-car accidents, it’s often unclear how the chain reaction of collisions occurred. When the way the accident happened isn’t clear or when [...]

Who is responsible if your child is hurt in a school bus accident? There can be a lot of answers to that question, and here in East Tennessee, I know a lot of us trust our children to the care of a school bus driver and a school bus company on a daily basis. If the school bus is involved in an accident, the first possibility is that another vehicle could be at fault for [...]

A serious injury can lead to financial burdens. Today, the attorneys of Banks & Jones answer some of your pressing questions about how to handle those burdens. Who pays for medical bills if I’m involved in an automobile accident? How do I get my medical bills paid if I'm involved in an automobile accident? Well first, they're going to be considerations of whether or not it was the other party's fault. When you've purchased your [...]

Did you slip, trip, or fall on someone else’s property and sustain an injury? Attorney Chris Beavers answers your questions about premises liability claims. What do I do if I’m injured on another person’s property? What can you do if you're injured on another person's property? Well, the first thing to do is to determine why you were injured. If you were injured due to someone else's negligence or due to the actions of someone [...]

When we have clients that come to us with a personal injury case, one of the first things they want to know is, who is going to pay for their pain and suffering? I always tell those clients that is one of the main factors that we consider when we are negotiating their case with an insurance company. It is a hard thing to put a dollar figure on someone's pain and suffering. And there's [...]

When you are facing a sudden medical issue, your first inclination may be to call 911 or jump in the car and head straight to the hospital emergency room. However, often an urgent care center is the more feasible and economically viable choice. It is important to know the difference between each of these facilities and the best one to visit whenever you or a loved one requires immediate medical care. Urgent care center capabilities Many [...]

Can you have a personal injury claim and a workers’ compensation claim at the same time? Fortunately, the answer can be yes. In workers’ compensation claims in the state of Tennessee, unfortunately your benefits can be very limited, so it's always important to look for a third party to recover against. The bad news is, if you're injured by your employer due to your employer's negligence or by a co-employee, you're not going to be [...]